Union Krankenversicherung (UKV) is part of the Sparkassen Finanzgruppe, which together with its sister company
Bayrischen Beamtenkrankenkasse AG Munich, is the seventh largest health insurance group in Germany. Union Krankenversicherung was founded in 1979 and is managed by the "Versicherungskammer Bayern" group and is headquartered in Saarbruecken. With over 1.3 million customers, the company is in a strong anf stable position as a mid-tier private health insurer.
What are the benefits to Union Krankenversicherung?
Union Krankenversicherung is very much an average PKV insurer in Germany. As private health insurers merge closer to each other in coverage and costs, there really is little major differences between the average players in the field. For expatriates however, the make-or-break feature will often turn to English-language support. Claims will need to be completed in the language the company stipulates, so if they fail to support English, then non-German speakers will struggle to complete the forms. Consequently, there are better options for those in the international community whose German language ability is not yet strong enough.
If Union Krankenversicherung is not for you, or you wish to find out which is the most popular choice for expatriates (including those insurers who provide services in English), then The Eye Newspapers, which is run by expatriates and German nationals alike, is able to guide you around any obstacles or answer any of your questions. Just fill out the form below and we will get back to you usually within a few hours. We are aware of the strain that acquiring health insurance can pose, and how different it is in Germany compared to many other parts of the world, so feel free to ask us for a recommendation or assistance.