Universa Krankenversicherung

Oldest private health insurance company in Germany

Universa Krankenversicherung holds the accolade of Germany's oldest private health insurance provider, operating since 1843. Created to support tobacco factory workers, it was founded by Georg Heine to cover loss of earnings due to illness. Showing steady growth in recent years, total revenue reached 760 million in 2019. The company is based in Nuremberg, but provides national coverage.

What are the benefits to Universa Krankenversicherung?

Universa Krankenversicherung offers supplementary insurance to those who take out public health insurance, as well as PKV. With a long proud history, this is one of the more stable companies in the field in Germany. A safe option, they nevertheless fail to provide services bespoke to the expat community, so non-German-speaking customers may need help filling oout the forms and making claims.

If Universa Krankenversicherung is not for you, or you wish to find out which is the most popular choice for expatriates (including those insurers who provide services in English), then The Eye Newspapers, which is run by expatriates and German nationals alike, is able to guide you around any obstacles or answer any of your questions. Just fill out the form below and we will get back to you usually within a few hours. We are aware of the strain that acquiring health insurance can pose, and how different it is in Germany compared to many other parts of the world, so feel free to ask us for a recommendation or assistance.

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