Private Health Insurance Companies in Germany


Where can I get private health insurance?



For those earning over a certain income threshold, or working as self-employed or for the civil service, there is the option in Germany to opt for private health insurance instead of the more widely-used public health insurance. There are many reasons why an individual may choose private (PKV) over public (GKV) insurance and these are covered in the many articles The Germany Eye has contributed on the subject (see "Health Insurance Articles" to the right).
Do note that It is a legal requirement in Germany to possess health insurance. Whether that is private health insurance, or public health insurance, all citizens who reside in the country are legally obliged to insure themselves through an accredited German insurance company.
The Eye Newspapers has collated a current and uptodate list of private insurance providers, many of who are expatriate-friendly, in that they additionally specifically cater for English-language speakers. To find out which companies have proven to be most useful to the international/expat community, please scroll to the bottom of the page and fill out the form for more information.

Companies offering private health insurance in Germany (PKV)

Company City
Allianz Private KrankenversicherungMunich
Alte Oldenburger KrankenversicherungVechta
ARAG Allgemeine VersicherungMunich
Axa KrankenversicherungKöln
Barmenia KrankenversicherungWuppertal
Bayerische BeamtenkrankenkasseMunich
Central KrankenversicherungKöln
Concordia KrankenversicherungHannover
Continentale KrankenversicherungDortmund
Debeka KrankenversicherungKoblenz
Deutsche FamilienversicherungFrankfurt am Main
Deutscher RingHamburg
DEVKKöln
Die BayerischeMunich
DKV Deutsche KrankenversicherungKöln
Envivas KrankenversicherungKöln
ERGO VersicherungsgruppeNürnberg
Freie Arzt und MedizinkasseFrankfurt am Main
FriendsuranceBerlin
Gothaer KrankenversicherungKöln
Hallesche KrankenversicherungStuttgart
HanseMerkurHamburg
Inter KrankenversicherungMannheim
Krankenversorgung der BundesbahnbeamtenFrankfurt/Main
KuK der Berufsfeuerwehr HannoverHannover
LKH LandeskrankenhilfeLüneburg
LVM KrankenversicherungMünster
Mannheimer KrankenversicherungMannheim
Mecklenburgische VersicherungsgruppeHannover
Municher VereinMunich
Nürnberger KrankenversicherungNürnberg
Ottonova KrankenversicherungMunich
PAX-FamilianfürsorgeDetmold
PostbeamtenkrankenkasseStuttgart
Provinzial KrankenversicherungHannover
R+V KrankenversicherungWiesbaden
Signal Iduna KrankenversicherungDortmund
SONO KrankenversicherungBottrop
ST. Martinus PriestervereinStuttgart
Süddeutsche KrankenversicherungFellbach
UKV Union KrankenversicherungSaarbrücken
universa KrankenversicherungNürnberg
Vigo KrankenversicherungDüsseldorf
Württembergische KrankenversicherungStuttgart




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